How to Pay for LASIK?

>> Sunday, August 14, 2011

Are you near-sighted, far-sighted, or do you suffer from astigmatism? Do you hate the hassle of having to remember to put on your eyeglasses or contact lenses? Then getting LASIK surgery in St. Louis might just be for you.

If you opt to get refractive surgeries in St. Louis to better your eyesight then you’ve definitely made the right choice. It’s a quick surgery that will give you improved vision for the rest of your life. Who wouldn’t want that? As a side benefit, it will remove the need to use those pesky eyeglasses and contact lenses everyday of your life.

Though getting LASIK surgery in St. Louis might be an exciting option, you’d have to be realistic to think about the financial impact of getting the surgery. So the next question comes up, how can you get LASIK in St. Louis without breaking the bank?

Nationwide the cost of LASIK will be around$2,000 to $5,000 for the surgery. The cost itself really depends on a few factors, the ophthalmologist that you get, your location in the country, and the exact procedure that is required during LASIK. So, how will you pay for LASIK surgery in St. Louis?

There are a lot of options that you can choose from if you opt to get LASIK in St. Louis. You might think that it’s a frightfully expensive procedure, but like any other procedures you have options when it comes to paying for it.

One option that you can immediately think of if you do not want to take out any cash from the bank is to first discuss payment options with your ophthalmologist. Get the total cost of the procedure first, keep in mind that some doctors will have pre-operative and post-operative costs. So getting a breakdown is extremely important. This is because, while LASIK might not be included in your insurance plan, items in the breakdown might be covered by it and that can save you a whole lot.

Another good reason why it’s important for you to discuss the cost of your LASIK surgery in St. Louis with your doctor is because they might offer payment plans that will not require you to pay upfront the total cost of the procedure. Getting a good idea of the breakdown is again important.

Now that you know how much it will cost you to get LASIK in St. Louis, think about your tax refund. Why? Because it might just pay for your LASIK surgery in St. Louis and it will not require you to get the amount directly from your available cash on hand. Using your tax refund to pay for your surgery is definitely an option that should be explored.

Next thing to consider is to talk to your accountant. Discuss with him the different components or the itemization of your cost for LASIK surgery in St. Louis. This is vital because even if LASIK is not usually tax deductible, a portion of the overall cost might just be deductible depending on the filing status that you have. So a conversation with your accountant is a must.

LASIK surgery in St. Louis does cost a bit, but it does not mean it’s not available for everybody. It can be achieved simply by knowing the cost that goes into the procedure and exploring different payment plans with your ophthalmologist as well as considering other options for payment.


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